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GTC Risk Solutions offers bespoke short-term insurance risk management advice and tailored insurance solutions for both our institutional and private clients. Our specialist capabilities include personal insurance, corporate and commercial insurance, self-insurance, cell captive options, enterprise risk management (ERM) as well as other value-added products and services. For private clients GTC Risk Solutions usually forms part of an integral financial plan constructed out of GTC’s Wealth Management division. A corporate’s commercial insurance is usually provided as an add-on to the employee benefits services provided by GTC.

GTC provides professional consulting services to employers and their employees to ensure cost-effective, streamlined,well-structured and innovative retirement fund solutions. Our approach to managing retirement funds is both efficient and specialised, involving personal consultations by qualified registered financial consultants.

The GTC Private Client Wealth Management team provides bespoke financial planning advice to each of our private clients. Our experienced team of consultants understand our investors’ individual requirements, and the nuances thereof, for their local and international wealth creation. GTC’s independence, together with our depth of in-house quantitative investment analytics and careful due diligence approach, allows us to meet each private client’s specific needs.  

GTC, formerly Grant Thornton Capital, is a diversified financial services company, established in 1991 from within the Grant Thornton Johannesburg audit practice and nationally represented with offices in Johannesburg, Cape Town and Durban. Download the full GTC Corporate overview profile 2017.

GTC Investment Analytics (IA) is a team of professional and qualified investment specialists performing a diverse range of services for clients of GTC and various divisions and business units within the company.  

GTC’s healthcare consulting team, made up of seasoned and skilled healthcare specialists, has an enviable track record in the consulting and delivering of managed healthcare solutions to companies. Our team can assist and guide you with healthcare and medical aid programmes on a strategic and operational basis.

GTC’s retirement administration offering caters for both umbrella funds and stand-alone private funds, providing full services in terms of administration, fund accounting, consulting, investment management and trustee reporting. While any retirement fund administration is clearly centred on systems and electronic processes, GTC strongly advocates that it is the people managing these same systems that are critical in maintaining superior service levels. It is our experience that technically efficient systems only work well if managed by competent people.

What happened? Last week saw S&P and Fitch, two credit ratings agencies responsible for evaluating the credit-worthiness of borrowers and related debt, downgrade the rating of South African Government debt to a status of below investment grade or ‘junk’.  This downgrade resulted in a consequential downgrading of South African parastatals and banks. The decision to increase the risk rating of South African debt was largely based on political concerns following the firing of Finance Minister Pravin Gordhan and the apparent shift towards populist policies by the government. Why does it matter? The global investment community relies on the credit ratings agencies to evaluate the riskiness of lending borrowers money – the riskier a borrower’s ranking, the higher the interest rate demanded. In effect this raises the cost of debt financing for the South African government, which limits the country’s ability... Read More