GTC Q1 2024 March

Roger Schärges Senor Onboarding Consultant     _______________________________________________________________________________________________________ Unlocking wealth through global positioning.  How professional advice is needed by an international investor Some older GTC clients will remember the days of the complex and restrictive Commercial and Financial Rand… all of which came to an end shortly after South Africa’s first democratic elections (they were unified in March 1995).  Since then a progressive relaxing of a South African investor’s ability to invest outside of South Africa has evolved. South African investors are no longer confined to their domestic market when building and preserving their wealth.  The realisation that the world is their oyster has opened up an array of investment opportunities and strategies that were once out of reach.  However, navigating the complexities of international wealth management requires specialised expertise, where the role of a professionally trained and experienced advisor... Read More

  Manty Seligman Director – Asset Management     _______________________________________________________________________________________________________ Embracing short-term volatility in creating value In times of prevailing investment market turbulence, investors need to heed that volatility and uncertainty can present unique opportunities and not just risks. Crafting a well-thought-through long-term investment portfolio during such periods is not only possible but can be opportunistic, seeing turbulence (which often entails short-term losses) as an advantage and not something to be avoided.  Clearly, this portfolio construction comes with a health warning and requires a fundamental understanding of the various factors at play.  Political turbulence, global conflicts, environmental changes, and socioeconomic trends can all be dominant themes.  Ordinarily avoided, here are some reasons why a more aggressive investor (and this might better be defined as an investor with an appetite for more short-term volatility) would actively seek out these trends as... Read More

Karl Botha Consultant – Wealth Management     _______________________________________________________________________________________________________ Some of the science (or is it an art?) of introducing and managing risk in a retirement investment portfolio The Foundation of Retirement Planning Retirement planning goes beyond financial calculations.  It requires you to anticipate and prepare for potential challenges, with the ultimate objective always being to provide you with sufficient funds (and therefore peace of mind) to transition from a working career into retirement.  At the heart of this endeavor (and indeed with any investment objective) lies an understanding of risk, its implications for your investment strategy, and how to embrace risk, manage it, and measure it. Investment risk refers to the potential for any number of reasons for market fluctuations to impact the value of your portfolio over time.  But how do we quantify this risk?  Decoding risk from... Read More